Compare provincial drug plans
A general comparison of public prescription drug programs. Programs use different words for similar ideas — a deductible, co-payment or premium — and many drugs need special authorization. This is not an eligibility decision; only the official program can confirm your coverage.
| Province | Who it covers | How costs work | Registration | Official links |
|---|---|---|---|---|
| Ontario Ontario Drug Benefit (ODB), OHIP+, Trillium Drug Program | Residents 65+, people 24 and under without private plans (OHIP+), long-term care and home care clients, Ontario Works/ODSP recipients, and Trillium for high drug costs relative to income. | Seniors may pay a small annual deductible and co-payment per prescription depending on income; Trillium uses an income-based deductible paid in instalments. | Most seniors are enrolled automatically; Trillium requires an application. | Check who is eligible and how to apply ↗checked 2026-10-19Look up whether a drug is listed ↗checked 2026-10-19 |
| British Columbia BC PharmaCare / Fair PharmaCare | BC residents enrolled in MSP; Fair PharmaCare assistance is based on family net income. | Income-based deductible and family maximum; PharmaCare pays a share after the deductible. | Register for Fair PharmaCare online; consent to income verification is required. | Register and check your deductible ↗checked 2026-10-19Look up whether a drug is covered ↗checked 2026-10-19 |
| Alberta Alberta government-sponsored drug plans (Alberta Blue Cross) | Seniors 65+ automatically; others can buy Non-Group coverage; specific programs for low income and palliative care. | Most plans charge a co-payment per prescription up to a cap; Non-Group has premiums. | Seniors are enrolled automatically; Non-Group requires an application. | See plans and apply ↗checked 2026-10-19Look up whether a drug is listed ↗not auto-verified |
| Saskatchewan Saskatchewan Drug Plan | Saskatchewan residents with a valid health card; Special Support for high costs relative to income. | Per-prescription charges vary by program (seniors, children, Special Support). | Coverage applies with a health card; Special Support requires an application. | Check programs and apply ↗checked 2026-10-19Look up whether a drug is listed ↗checked 2026-10-19 |
| Manitoba Manitoba Pharmacare | Manitoba residents of any age whose drug costs are high compared to income. | Annual income-based deductible; Pharmacare pays eligible costs after it is met. | Apply once; renewal is generally automatic with tax filing. | Check eligibility and apply ↗checked 2026-10-19Look up whether a drug is listed ↗checked 2026-10-19 |
| Quebec RAMQ Public Prescription Drug Insurance Plan | Residents without access to a private group plan must be covered by RAMQ; 65+ are covered by default unless they keep a private plan. | Annual premium plus a monthly deductible and co-insurance up to a maximum. | Register with RAMQ if you have no private plan. | Check if you must register ↗not auto-verifiedLook up whether a drug is listed ↗not auto-verified |
| New Brunswick New Brunswick Drug Plan | Residents without prescription drug coverage, or with high annual drug costs. | Income-based premiums and co-payments per prescription up to a maximum. | Enrol by application. | Check eligibility and enrol ↗not auto-verified |
| Nova Scotia Nova Scotia Pharmacare (Seniors', Family) | Seniors 65+ (Seniors' Pharmacare) and families without coverage or with high costs (Family Pharmacare). | Seniors pay an income-based premium and co-payment; Family Pharmacare uses an income-based deductible and co-payment. | Apply to the relevant Pharmacare program. | Check programs and apply ↗checked 2026-10-19 |
PEI, Newfoundland and Labrador and the territories are not yet included. "Checked" means the official link loaded on that date; program details change — confirm on the official site.
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Please don't share medications or health details — just pick an option.